non discrimination testing for insured plans

Implications of Health care reform for employers

 Presentation of reform

Health Law Timeline

NY Small Business Health Insurance Tax Credit: Frequently Asked Questions

        Here are just a few of the health insurance companies and organizations that we represent.

Have you had a second opinion for your NY small business health insurance plan in the last 2 years?

Does your broker respond to your problems and concerns quickly?

If you are a business owner or HR professional, shopping for NJ or  NY Group health insurance from Oxford Health, Emblem, HIP, MVP, Aetna, Excellus Blue Cross Blue shield, CDPHP, Univera or Independent Health you have come to the right place.   We specialize in New York small business health insurance;  from sole proprietors to businesses with up to 150 employees.  We also specialize in medicare Advantage and Supplement policies for the medicare eligible individual or employee.  Since 1997 we have been consulting for NY small businesses for employee benefits.  We have many health insurance plans for the NY small business and the self employed. 

Throughout our site,  you will find the current  NY group health insurance plans  .  We broker for Oxford Health Plans, Emblem Health, HIP, Aetna , Unitedhealthcare, Excellus, Independent Health, Univera, Empire and many others.  You can view New York group health insurance plans, rates and benefits for businesses with 2 to 50 eligible employees and sole proprietors.  This site conveniently provides downloadable forms that  Oxford,  Emblem,  HIP , Empire Blue Cross and many others use for enrollments, changes, terminations, COBRA, etc….  

We will assist you in all aspects of your small business health insurance plan.  With over 13 years of experience, we have proudly assisted over 1000 businesses and have the expertise to create and service your optimal employee group benefits plan.  Please feel free to use all our resources and contact us with any questions or custom quotes you may need.  We offer sole proprietor's plans from Emblem Health, HIP Health Plan of New York,  and Oxford Health Plans.
 
Small business plans from Emblem Health GHI plans offers $0 co-pays for childrens doctor visits.  Emblem health plans have national coverage for your employees.  MVP Health Care offers small business plans throughout New York State north of NY City.  HIP of  NY includes preventative dental and vision benefits with most of their small business plans.

If you are an individual on medicare, we represent Empire Blue Cross and Blue Shield  Mediblue Advantage policies.  With the Empire Mediblue Advantage Freedom I PPO , you will have a $0 premium, access to any doctor or hospital that accepts medicare and it includes a great  part D prescription plan.  Please visit the medicare page for complete details and enrollment information. 

Long Island small business health insurance is where we started 14 years ago, we now serivce all of NY state, NJ and CT.  Please contact us for all of your business insurance needs.

Oxford Health Plans

Oxford offers national coverage to groups headquartered in the NY Metro area.  Oxford offers small group plans without participation requirements.  Oxford offers two networks Freedom and Liberty.  Oxford offers 4 tier rate plans.  Oxford offers age 26 dependent status for new groups starting 10/1/10 and for existing groups renewing starting 10/1/10.  Oxford has one of the best tristate network of doctors of any insurance company.  Oxford offers gym membership re-imbursements to your employees.  Oxford offers the widest variety of plan designs to small businesses.  Oxford Offers High deductible, Point of Service, HMO, and EPO plans to small businneses.  Oxford has competitive rates for small and large businesses.   Oxford  offers dental and vision riders. Oxford offers class carve out plans.  Oxford offers point of enrollment plans. 


Hip Health Insurance.
NY Small Business Health Insurance quotes.  Medical, dental, vision, life and dissability insurance available.

The counties that we service in New York State:

Albany, Clinton, Essex, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren and Washington  Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans and Wyoming  Bronx, Kings, Manhattan, Nassau, Queens, Richmond, Rockland, Suffolk, and Westchester  Columbia, Delaware, Dutchess, Greene, Orange, Putnam, Sullivan, and Ulster  Livingston, Monroe, Ontario, Seneca, Wayne and Yates  Broome, Cayuga, Chemung, Cortland, Onondaga, Schuyler, Steuben, Tioga and Tompkins  Chenango, Franklin, Hamilton, Jefferson, Lewis, Madison, Oneida, Oswego, Otsego and St. Lawrence Counties

The regions that we service are:

Albany,  Buffalo, New York City, Long Island, Mid Hudson, Rochester, Syracuse, Utica and Watertown.