 GlobeCare Medicare Supplement
Protecting Seniors and their Families for over 40 Years
Medicare Supplement Insurance Policy
Insurance Designed to Supplement Costs Left by Medicare.
Protect your Retirement Savings from Expenses that Medicare Does Not Pay
- Deductibles
- Co-payments
- Outpatient Hospital Services
- Physician’s Costs
Protect Your Future
The escalating expenses of health care leave many expenses that Medicare does not pay. It is vital that you consider not only the coverage you need today, but what you will need in future years.
Don’t Risk Your Savings To Unexpected Medical Expenses
Continuing federal legislation changes to the Medicare program leave mature adults even more vulnerable to out-of-pocket health care charges. Don’t risk your savings to unexpected medical expenses.
Compare our rates and see how much money you can save.
Plan F+ or G+ is only $57 to $77 per month in NY ( zip code determines cost )
If you have questions call Cliff Grekin at 631-963-6020
|
Medicare Supplements
Globe Life ( Formerly First United American) specializes in fulfilling the needs of the Senior market. We currently offer 10 of the 11 Standardized Medicare Supplement plans -A, B, C, D, F,F+, G,G+, K, L, and N. All plans provide the core benefits required by the federal government, but differ in the additional benefits each offers. The plan you choose depends on your individual financial situation and personal supplemental needs.
Comparison of Globe Life Medicare Supplement Policies:
Price Sheet
|
▼
|
Plan F also has an option called a high deductible Plan F. This high deductible plan pays the same benefits as Plan F after one has paid a calendar‑year deductible. Benefits from high deductible Plan F begin after out‑of‑pocket expenses exceed the calendar‑year deductible($2,200). Out‑of‑pocket expenses for this deductible are expenses that are ordinarily paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but do not include the separate foreign travel emergency deductible. |
|
■
|
Plans K and L provide for different out-of-pocket cost-sharing(50% for Plan K, 25% for Plan L). Once you reach the annual limit($4,940 for Plan K, $2,470 for Plan L), the plan pays 100% of the Medicare copayments, coinsurance, and deductibles for the rest of the calendar year.
The out‑of‑pocket annual limit does NOT include the charges from your provider that exceed Medicare-approved amounts, called ‘excess charges’.
You will be responsible for paying excess charges. The out‑of‑pocket annual limit may increase each year for inflation. |
|
●
|
Plan N pays 100% of Medical Expenses(Part B Coinsurance) exceptfor a copayment of up to$20for an office visit and up to$50for an emergency room visit. The emergency room copayment is waived if the insured is admitted to any hospital, and the emergency visit is covered as a Medicare Part A expense. |
With a Globe Life policy, you have the freedom to choose your provider and hospital. In addition, policies are issued quickly and claims handled expeditiously.
|
|